NPMCA — National Pavement Maintenance Contractors Association
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Free NPMCA course · 9 lessons

Personal Finance 202: Lead Your Family

Free lessons on money with a partner, having a baby, saving for college or trade school, life insurance, wills, Social Security, giving and a 10-year plan.

An older couple walks hand in hand down a sidewalk past houses, one holding flowers

Photo: RDNE Stock project / Pexels, Pexels License

Lessons

  1. P202.1
    Money and your partner

    5-minute read

  2. P202.2
    Having a baby: costs, leave and help

    5-minute read

  3. P202.3
    Saving for kids' futures: college, trade school and Trump accounts

    5-minute read

  4. P202.4
    If the paycheck stops: life and disability insurance

    5-minute read

  5. P202.5
    Wills, guardians and powers of attorney

    4-minute read

  6. P202.6
    Social Security and Medicare: what you've earned

    4-minute read

  7. P202.7
    Teaching kids about money

    6-minute read

  8. P202.8
    Giving and generosity

    4-minute read

  9. P202.9
    Your 10-year money plan

    5-minute read

Course final

Take the course final

Up to 20 questions from this course's lesson checks, scored when you finish. Pass with 80% to earn the course badge and a certificate of completion. Retakes are unlimited. It needs a free NPMCA account.

Go to the course final →

Course wrap-up

Your capstone Move

Write "My 10-year money plan" on one or two pages, built from this course's Moves: your shared goals with a price and a date on each, where you stand in the milestone order, your family's deadlines and accounts, your coverage and paperwork, and the date of your winter review. Then check it against this list:

  • Every goal has a dollar figure and a date, and everyone who shares the plan agrees on them.
  • You've marked your current milestone and written down the next step.
  • Every beneficiary form is current, and anyone who depends on your paycheck is covered by term life.
  • A guardian is named for any minor children, you've chosen who will hold your powers of attorney, and you've booked legal aid or a lawyer to make it official.
  • Your Social Security record is checked, and your budget has a giving line and a line for the kids, or a written "not yet."
  • Your winter review is on the calendar, repeating every year.

What's next

If you've ever thought about running your own crew, take Business 100: Start Right next; it runs the honest math on starting a pavement maintenance business before you spend a dollar on equipment. If you already own a business or keep its books, start with Business Finance 101: Run It Clean.